Device Financing & EMI Locker Software with AI-Powered ControlHardware-Level Agentless Solution by Arubi Technologies
India's leading AI-powered device financing and EMI locker software with autonomous hardware-level control. Perfect for smartphone financing, laptop financing, BNPL platforms, and NBFCs. Achieve 95% payment recovery with agentless automation and intelligent device lock.
Arubi Technologies
FinGuard AI-powered device financing
Complete EMI Locker Software Solution
Hardware-level device control with agentless automation for BNPL, retail electronics, and NBFC lending
Hardware-Level EMI Locker
Enterprise-grade hardware device control with factory reset protection, offline device lock, and tamper-proof security. Hardware EMI locker trusted by leading financial institutions.
Agentless EMI Locker
Zero-agent device lock software with fully automated payment recovery. No manual intervention needed - 95% recovery rate with agentless automation and AI-powered enforcement.
Remote Device Lock
Cloud-based EMI locker with remote device lock/unlock capabilities. Progressive enforcement, IMEI lock, and instant payment recovery for BNPL platforms and retail financing.
AI-Powered Automation
ChatGPT-style device control with natural language commands. Automated EMI collection, intelligent risk scoring, and autonomous device management for NBFCs and lenders.
Why Choose FinGuard EMI Locker Software?
Hardware-Level Device Control
FinGuard's hardware-level EMI locker provides enterprise-grade device control for unbreakable payment enforcement. Unlike software-only EMI lockers, our hardware EMI locker provides factory reset protection, offline device lock, and kernel-level security that cannot be bypassed. Perfect for BNPL platforms and NBFCs requiring enterprise-grade device lock software.
- ✓ Factory reset protection (device stays locked)
- ✓ Offline device lock (no internet required)
- ✓ Hardware-level security (cannot be bypassed)
- ✓ IMEI lock and device tracking
Agentless Automation
Our agentless EMI locker eliminates manual collection work with zero-agent automation. Progressive enforcement, automated payment reminders, and AI-powered device lock decisions run 24/7 without human intervention. Achieve 95% payment recovery with our cloud-based EMI locker and remote device lock software for retail electronics and mobile financing.
- ✓ Zero-agent device lock (fully automated)
- ✓ 95% payment recovery rate
- ✓ Progressive enforcement automation
- ✓ ChatGPT-style AI control interface
Why FinGuard
Core benefits that power outcomes across retail, lending, and enterprise operations.
Instant Approvals
3-second AI credit decisions with bureau checks and fraud detection
AI Risk Engine
Intelligent risk scoring, risk-based pricing, and automated compliance
Device Control & Compliance
Autonomous device orchestration, progressive enforcement, and enterprise controls
About Arubi Technologies
Pioneering autonomous AI-powered device financing solutions
Our Story & Innovation
Founded in 2018 - Building innovative fintech solutions for retail and financial institutions
1,200+ Devices Financed - Proven track record with FinGuard platform in production
Innovation in FinTech - Pioneering AI-powered device financing with FinGuard Enterprise
Expert AI Team - Deep expertise in autonomous AI agents and financial technology
FinGuard Platform Metrics
Frequently Asked Questions
Everything you need to know about FinGuard EMI Locker Software
Still have questions?
Contact Our TeamReady To Transform Device Financing?
Join leading retailers and financial institutions using FinGuard's AI-powered platform